Financial Planning Services

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Financial Planning Services

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Plan for Growth. Protect Your Legacy.

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Our Services

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+27 12 141 1409

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Financial Planning Services Overview

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Financial wellbeing requires more than short-term fixes. At Obsidian Assurance and Advisory, we provide integrated financial planning services that align with your ambitions — both personal and professional. Whether you’re planning for retirement, restructuring a business, or protecting your estate, our approach is thoughtful, tailored, and built on long-term relationships.

We understand that your finances don’t exist in isolation — and neither should your advice. That’s why we provide comprehensive planning that takes into account compliance, tax, investment, and protection strategies, all in one place.

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Why Choose Obsidian Assurance and Advisory for Financial Planning Services

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More than just advice — we deliver strategy, foresight, and confidence. Our planning services are built around your goals, your risks, and your legacy. Whether you’re building wealth or protecting it, we walk the journey with you.

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Tailored advice on how to structure and protect your investments for sustainable growth and tax efficiency.

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We work with you to secure your future — from long-term retirement planning to estate structuring for generational wealth transfer.

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Strategies to protect your business legacy and ensure smooth transitions through shareholder or key-person arrangements.

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Guidance on business and personal risk mitigation using appropriate insurance structures including buy-and-sell, income protection, and business assurance.

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Holistic cash flow and asset modeling to align financial decisions with life and business milestones.

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We collaborate across accounting, tax, and legal frameworks to deliver seamless planning aligned with current regulations.

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The Benefits of Partnering With Obsidian Assurance and Advisory

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Discover the advantages of expert-led accounting tailored to your business, with clarity, confidence, and personal support every step of the way.

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We connect the dots across your personal and business finances — no conflicting advice, just one cohesive strategy.

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From retirement planning to intergenerational wealth, we help you secure tomorrow without losing sight of today.

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 We align financial planning with your tax, accounting, and compliance needs — so nothing gets overlooked.

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We work with top-tier financial institutions to provide access to high-quality investment products and insurance solutions.

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[/et_pb_code][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”FAQ Style 5 Main Section” _builder_version=”4.20.0″ _module_preset=”default” custom_padding=”0px||||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ admin_label=”FAQ Style 5 Main Section Row 1″ module_class=”divifinance_faqv5″ _builder_version=”4.20.0″ _module_preset=”default” max_width=”1200px” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.obsaa.co.za/wp-content/uploads/2025/05/people-office-analyzing-checking-finance-graphs-1-scaled.jpg” title_text=”Your trusted financial partner at work” align_tablet=”center” align_phone=”center” align_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” height=”499px” custom_margin=”142px||||false|false” hover_enabled=”0″ custom_css_main_element=”height:100% !important;” global_colors_info=”{}” src_last_edited=”on|phone” sticky_enabled=”0″ alt=”Professional financial partner reviewing client reports in a modern office while team members collaborate in the background.” src_phone=”https://www.obsaa.co.za/wp-content/uploads/2025/07/Your-trusted-financial-partner-at-work.png” src_tablet=”https://www.obsaa.co.za/wp-content/uploads/2025/05/people-office-analyzing-checking-finance-graphs-1-scaled.jpg”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Frequently Asked Question ” admin_label=”Title” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|||on|||||” header_text_color=”#960018″ header_font_size=”22px” body_font=”|700|||||||” body_text_color=”#232323″ body_font_size=”38px” body_line_height=”1.3em” custom_margin=”||20px||false|false” header_line_height_tablet=”1.3em” header_line_height_phone=”1.3em” header_line_height_last_edited=”on|tablet” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” custom_css_blurb_content=”max-width:100%;” locked=”off” global_colors_info=”{}”]

How Can We Help You?

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We provide integrated tax, accounting, financial planning, and company secretarial services tailored to small and medium-sized businesses. This includes tax compliance, payroll, financial reporting, investment advisory, legacy planning, and statutory support — all under one trusted roof.

[/et_pb_accordion_item][et_pb_accordion_item title=”How are you different from a traditional accountant or bookkeeper?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

Obsidian offers more than just compliance and bookkeeping. We’re a relationship-driven advisory firm that tailors our support to your needs — whether that’s basic accounting, tax guidance, financial planning, or company secretarial services. You don’t have to take everything; you just get what’s right for your business, with the added value of a team that sees the bigger picture and supports you with clarity and care.

[/et_pb_accordion_item][et_pb_accordion_item title=”Do you work with startups or only established businesses?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

We work with both. Whether you’re launching your first business or scaling a growing company, we tailor our services to meet you where you are — and help you plan for where you want to go.

[/et_pb_accordion_item][et_pb_accordion_item title=”Can I move my tax or accounting mid-year?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

Yes. Our onboarding process is designed to make the transition seamless — even if it’s mid-financial year. We’ll guide you through every step to ensure continuity and compliance.

[/et_pb_accordion_item][et_pb_accordion_item title=”How do I get started as a new client?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

We start with a no-obligation consultation to understand your goals and assess your current setup. From there, we offer a tailored plan and, if you choose to move forward, begin implementing it with full transparency. You’ll gain a proactive partner who supports your growth every step of the way.

[/et_pb_accordion_item][et_pb_accordion_item title=”Is my information safe and confidential?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

Absolutely. We follow strict data security protocols and treat all client information with the utmost care, discretion, and legal compliance.

[/et_pb_accordion_item][et_pb_accordion_item title=”Will I have a dedicated advisor or account manager?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

At Obsidian, your service is director-led from the start. You’ll work directly with an experienced professional who’s invested in your success — not passed off to junior staff. This ensures you receive high-level insight, consistency, and a trusted relationship you can rely on.

[/et_pb_accordion_item][et_pb_accordion_item title=”Do you only work with South African clients?” open_toggle_text_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]

While our core operations are in South Africa, we do support clients with international interests or global compliance needs, especially in the context of wealth planning and cross-border structuring.

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